Rom:4:7-8 Blessed are those whose lawless deeds have been forgiven. And whose sins have been covered. Blessed is the man whose sin the Lord will not take into account. Quoted from Psalm 32. Written by King David. Immediately after being caught redhanded after the adultery with Bathsheba and murder of Uriah. David realised he has failed. He recognized that there is utter absence of his personal merit. He sighs inwardly to begin with, if at all God would cover my sin, how blessed I would be. He acknowledged the enormity of his sin, but it is also true that the imputed righteousness is even bigger. The compassionate love of his God is even greater. There is no sin dark enough. That God can't save you. There is no pit deep enough that God can't reach out to you. All you need to do is to just look back to Him helpless. If David would be forgiven. If Peter would be forgiven. If Paul would be forgiven. There is hope for you too, dear one. May be you would have done a more ...
Rom:4:3 Abraham believed God and it was credited as righteousness. Justified by faith. Not by works. Faith is the only thing that clears you. Rom:4:4-5. Now to the one who works his wage is not credited as a favour, but as what is due. But to the one who believed in Him, who justified the ungodly, his faith is credited as righteousness. This is called grace. Image credit: https://www.vietnam.vn/en/credit-card-la-gi